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Mortgage Rates Daily Commentary
Thursday 6 August 2026
Taranaki residents plan to try and stop TSB sale - but there's a hitch; ASB hikes rates Taranaki residents unhappy with the plan to sell TSB Bank to Heartland are hoping to file an injunction to stop it next week - but there's a catch. [READ ON]
ASB is the latest bank to increase fixed rates.
It has increased its fixed home loan rates by between 10-26 bps on its 6-month to three-year terms and has increased term deposit rates by 10-20 bps on its 6-month to two-year terms.
ASB’s Executive General Manager Personal Banking Adam Boyd says “We’re continuing to see volatility in wholesale interest rates, which have climbed over the past month. This has a direct bearing on the rates we offer on lending and deposits, in line with what is happening in markets around the world.”
ANZ decides to keep Origin
ANZ says it has completed the review of strategic options for its wholesale mortgage distribution business Origin Mortgage Management Services, and in light of market conditions has decided to retain ownership of Origin in the period ahead.
Tuesday, October 16th 2007, 8:12AM
Origin provides third-party branded residential loans to 25 mortgage managers around Australia and another five in New Zealand.
The wholesale business has around 40,000 loans worth A$7 ($8.33) billion on its books.
Commenting is closed
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Mortgage Rates Table
Full Rates Table | Compare Rates
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| AIA - Back My Build |
3.34 |
- |
- |
- |
| AIA - Go Home Loans |
6.14 |
4.75 |
5.25 |
5.29 |
| ANZ |
6.04 |
▲5.59 |
▲6.09 |
▲6.19 |
| ANZ Blueprint to Build |
7.39 |
- |
- |
- |
| ANZ Good Energy |
- |
- |
- |
1.00 |
| ANZ Special |
- |
▲4.99 |
▲5.49 |
▲5.59 |
| ASB Bank |
6.04 |
▲4.99 |
▲5.45 |
▲5.45 |
| ASB Better Homes Top Up |
- |
- |
- |
1.00 |
| Avanti Finance - Near Prime |
6.60 |
- |
- |
- |
| Avanti Finance - Specialised |
7.75 |
- |
- |
- |
| Basecorp Finance |
6.35 |
- |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| BNZ - Mortgage One |
6.19 |
- |
- |
- |
| BNZ - Rapid Repay |
6.19 |
- |
- |
- |
| BNZ - Std |
6.09 |
▲4.99 |
▲5.45 |
▲5.45 |
| BNZ - TotalMoney |
6.19 |
- |
- |
- |
| CFML 321 Loans |
4.20 |
- |
- |
- |
| CFML Home Loans |
6.30 |
- |
- |
- |
| CFML Prime Loans |
6.45 |
- |
- |
- |
| CFML Standard Loans |
7.20 |
- |
- |
- |
| China Construction Bank |
6.44 |
4.85 |
4.95 |
4.95 |
| China Construction Bank Special |
6.44 |
5.85 |
5.95 |
5.95 |
| Co-operative Bank - First Home Special |
- |
4.74 |
5.29 |
5.59 |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| Co-operative Bank - Owner Occ |
5.34 |
4.84 |
5.39 |
5.69 |
| Co-operative Bank - Standard |
5.34 |
5.34 |
5.89 |
6.19 |
| Credit Union Auckland |
7.70 |
- |
- |
- |
| First Credit Union Special |
- |
5.09 |
5.49 |
- |
| First Credit Union Standard |
6.49 |
5.69 |
6.09 |
- |
| Heartland Bank - Online |
5.80 |
5.89 |
- |
- |
| Heartland Bank - Reverse Mortgage |
7.99 |
- |
- |
- |
| Heretaunga Building Society |
6.50 |
5.50 |
5.65 |
- |
| ICBC |
5.39 |
4.49 |
4.99 |
5.25 |
| Kainga Ora |
5.79 |
4.59 |
4.95 |
5.19 |
| Kainga Ora - First Home Buyer Special |
- |
- |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| Kiwibank |
6.00 |
▲5.85 |
▲6.29 |
▲6.29 |
| Kiwibank - Offset |
6.00 |
- |
- |
- |
| Kiwibank Special |
▲6.00 |
▲4.95 |
▲5.39 |
▲5.49 |
| Liberty |
6.65 |
6.55 |
6.22 |
6.20 |
| Nelson Building Society |
▲6.79 |
▲4.99 |
▲5.49 |
- |
| Pepper Money Near Prime |
6.55 |
- |
- |
- |
| Pepper Money Prime |
5.99 |
- |
- |
- |
| Pepper Money Specialist |
8.00 |
- |
- |
- |
| SBS Bank |
5.84 |
5.39 |
5.89 |
5.89 |
| SBS Bank Special |
- |
4.69 |
5.29 |
5.29 |
| SBS Construction lending for FHB |
3.74 |
- |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| SBS FirstHome Combo |
3.29 |
4.29 |
- |
- |
| SBS FirstHome Combo |
- |
- |
- |
- |
| SBS Unwind reverse equity |
7.99 |
- |
- |
- |
| TSB Bank |
6.59 |
5.49 |
6.05 |
6.29 |
| TSB Special |
5.79 |
4.69 |
5.25 |
5.49 |
| Unity First Home Buyer special |
- |
4.15 |
- |
- |
| Unity Special |
▲6.04 |
4.80 |
5.29 |
- |
| Unity Standard |
▲6.04 |
5.60 |
6.29 |
- |
| Wairarapa Building Society |
6.15 |
4.95 |
5.45 |
- |
| Westpac |
6.14 |
5.59 |
6.05 |
5.95 |
| Westpac Choices Everyday |
6.24 |
- |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| Westpac Offset |
6.14 |
- |
- |
- |
| Westpac Special |
- |
4.99 |
5.45 |
5.35 |
| Median |
6.15 |
4.99 |
5.47 |
5.49 |
Last updated: 10 August 2026 10:54am Previous News
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Thursday, September 28th, 9:00AM
RBNZ announces OCR decision
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Tuesday, August 1st, 11:19AM
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Thursday, May 11th, 10:26AM
Surprise at RBNZ’s OCR outlook
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Thursday, May 11th, 9:00AM
No change to OCR: What RB said today
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Monday, May 8th, 6:00AM
Focus on tone, not content, of OCR call this week
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Tuesday, May 2nd, 11:10AM
ANZ half-year profit jumps
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Monday, April 24th, 10:23AM
Local flavour makes for bank winners
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