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Serene, remote - and yours for $14.75m
Coastal property prices are spiralling out of control. Jonathan Milne reports on the boom and where it will hit next...
Bay of Islands, Whangarei, Orewa, Waiheke, Omaka, the entire Coromandel, Mt Maunganui, Tauranga, Gisborne, Hawke's Bay, the Kapiti Coast, Nelson, Banks Peninsula, the Catlins - such property is out of reach for most New Zealanders.
So is New Zealand running out of coastline? Already enterprising developers are churning out assembly-line canal townships to create more of the valuable commodity. Pauanui was the first canal resort, and the first residents moved into nearby Whitianga Waterways this year. Matakana Island in the Bay of Plenty, and Ruakaka in Northland, will be next to boast exclusive canal towns.
Sunday, August 17th 2003, 6:33PM
by The Landlord
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Most Commented On
Mortgage Rates Table
Full Rates Table | Compare Rates
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| AIA - Back My Build |
3.34 |
- |
- |
- |
| AIA - Go Home Loans |
6.14 |
4.75 |
5.25 |
5.29 |
| ANZ |
6.04 |
5.59 |
6.09 |
6.19 |
| ANZ Blueprint to Build |
7.39 |
- |
- |
- |
| ANZ Good Energy |
- |
- |
- |
1.00 |
| ANZ Special |
- |
4.99 |
5.49 |
5.59 |
| ASB Bank |
6.04 |
▲4.99 |
▲5.45 |
▲5.45 |
| ASB Better Homes Top Up |
- |
- |
- |
1.00 |
| Avanti Finance - Near Prime |
6.60 |
- |
- |
- |
| Avanti Finance - Specialised |
7.75 |
- |
- |
- |
| Basecorp Finance |
6.35 |
- |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| BNZ - Mortgage One |
6.19 |
- |
- |
- |
| BNZ - Rapid Repay |
6.19 |
- |
- |
- |
| BNZ - Std |
6.09 |
▲4.99 |
▲5.45 |
▲5.45 |
| BNZ - TotalMoney |
6.19 |
- |
- |
- |
| CFML 321 Loans |
4.20 |
- |
- |
- |
| CFML Home Loans |
6.30 |
- |
- |
- |
| CFML Prime Loans |
6.45 |
- |
- |
- |
| CFML Standard Loans |
7.20 |
- |
- |
- |
| China Construction Bank |
6.44 |
4.85 |
4.95 |
4.95 |
| China Construction Bank Special |
6.44 |
5.85 |
5.95 |
5.95 |
| Co-operative Bank - First Home Special |
- |
4.74 |
5.29 |
5.59 |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| Co-operative Bank - Owner Occ |
5.34 |
4.84 |
5.39 |
5.69 |
| Co-operative Bank - Standard |
5.34 |
5.34 |
5.89 |
6.19 |
| Credit Union Auckland |
7.70 |
- |
- |
- |
| First Credit Union Special |
- |
5.09 |
5.49 |
- |
| First Credit Union Standard |
6.49 |
5.69 |
6.09 |
- |
| FMT |
7.15 |
- |
- |
- |
| FMT Development |
7.90 |
- |
- |
- |
| Heartland Bank - Online |
5.80 |
5.89 |
- |
- |
| Heartland Bank - Reverse Mortgage |
7.99 |
- |
- |
- |
| Heretaunga Building Society |
6.50 |
5.50 |
5.65 |
- |
| ICBC |
5.39 |
4.49 |
4.99 |
5.25 |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| Kainga Ora |
5.79 |
4.59 |
4.95 |
5.19 |
| Kainga Ora - First Home Buyer Special |
- |
- |
- |
- |
| Kiwibank |
▲8.50 |
▲7.49 |
▲7.49 |
▲7.69 |
| Kiwibank - Offset |
6.00 |
- |
- |
- |
| Kiwibank Special |
▲6.00 |
▲4.95 |
▲5.39 |
▲5.49 |
| Liberty |
6.65 |
6.55 |
6.22 |
6.20 |
| Nelson Building Society |
▲6.79 |
▲4.99 |
▲5.49 |
- |
| Pepper Money Near Prime |
6.55 |
- |
- |
- |
| Pepper Money Prime |
5.99 |
- |
- |
- |
| Pepper Money Specialist |
8.00 |
- |
- |
- |
| SBS Bank |
5.84 |
5.39 |
5.89 |
5.89 |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| SBS Bank Special |
- |
4.69 |
5.29 |
5.29 |
| SBS Construction lending for FHB |
3.74 |
- |
- |
- |
| SBS FirstHome Combo |
3.29 |
4.29 |
- |
- |
| SBS FirstHome Combo |
- |
- |
- |
- |
| SBS Unwind reverse equity |
7.99 |
- |
- |
- |
| TSB Bank |
▲6.84 |
▲5.79 |
▲6.29 |
▲6.49 |
| TSB Special |
▲6.04 |
▲4.99 |
▲5.49 |
▲5.69 |
| Unity First Home Buyer special |
- |
4.15 |
- |
- |
| Unity Special |
▲6.04 |
4.80 |
5.29 |
- |
| Unity Standard |
▲6.04 |
5.60 |
6.29 |
- |
| Wairarapa Building Society |
6.15 |
▲5.15 |
▲5.65 |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| Westpac |
6.14 |
5.59 |
6.05 |
5.95 |
| Westpac Choices Everyday |
6.24 |
- |
- |
- |
| Westpac Offset |
6.14 |
- |
- |
- |
| Westpac Special |
- |
4.99 |
5.45 |
5.35 |
| Median |
6.19 |
4.99 |
5.49 |
5.59 |
Last updated: 11 August 2026 8:28am |
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