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Events Diary

Basics of Mortgage Lending

2 October 2013

The format of the course is as follows: 
 
The Basics of Mortgage Lending – an Introduction to Mortgage Advice 
 
Day 1: 
 
Industry Players and Roles 
Legislation relevant to Mortgage Advisers 
Loan Types and repayment structures 
Types of property, land tenure, security 
 
Day 2 
 
Debt Structures 
Legal Entities 
Loan Criteria and lending principles 
The Application Process 
 

After each section, group exercises will be carried out to reinforce the learning, and there is a short knowledge test and a case-study on Day 2. 
 
 

Event location
PAA Offices
Event date/time
2-3 October 9-5pm each day
Event contact information

lauren.driffill@paa.co.nz

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Mortgage Rates Table

Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
AIA - Back My Build 3.34 - - -
AIA - Go Home Loans 6.04 4.75 5.45 5.45
ANZ 6.04 5.59 6.09 6.19
ANZ Blueprint to Build 7.39 - - -
ANZ Good Energy - - - 1.00
ANZ Special - 4.99 5.49 5.59
ASB Bank 6.04 4.99 5.45 5.45
ASB Better Homes Top Up - - - 1.00
Avanti Finance - Near Prime 6.60 - - -
Avanti Finance - Specialised 7.75 - - -
Basecorp Finance 6.35 - - -
Lender Flt 1yr 2yr 3yr
BNZ - Mortgage One 6.19 - - -
BNZ - Rapid Repay 6.19 - - -
BNZ - Std 6.09 4.99 5.45 5.45
BNZ - TotalMoney 6.19 - - -
CFML 321 Loans 4.20 - - -
CFML Home Loans 6.30 - - -
CFML Prime Loans 6.45 - - -
CFML Standard Loans 7.20 - - -
China Construction Bank 6.44 4.85 4.95 4.95
China Construction Bank Special 6.44 5.85 5.95 5.95
Co-operative Bank - First Home Special - 4.74 5.29 5.59
Lender Flt 1yr 2yr 3yr
Co-operative Bank - Owner Occ 5.34 4.84 5.39 5.69
Co-operative Bank - Standard 5.34 5.34 5.89 6.19
Credit Union Auckland 7.70 - - -
First Credit Union Special - 5.09 5.49 -
First Credit Union Standard 6.49 5.69 6.09 -
FMT 7.15 - - -
FMT Development 7.90 - - -
Heartland Bank - Online 5.80 5.89 - -
Heartland Bank - Reverse Mortgage 7.99 - - -
Heretaunga Building Society 6.50 5.50 5.65 -
ICBC 5.39 4.49 4.99 5.25
Lender Flt 1yr 2yr 3yr
Kainga Ora 5.79 4.59 4.95 5.19
Kainga Ora - First Home Buyer Special - - - -
Kiwibank 6.00 5.85 6.29 6.29
Kiwibank - Offset 6.00 - - -
Kiwibank Special 6.00 4.95 5.39 5.49
Liberty 6.65 6.55 6.22 6.20
Nelson Building Society 6.79 4.99 5.49 -
Pepper Money Near Prime 6.55 - - -
Pepper Money Prime 5.99 - - -
Pepper Money Specialist 8.00 - - -
SBS Bank 5.84 5.39 5.89 5.89
Lender Flt 1yr 2yr 3yr
SBS Bank Special - 4.69 5.29 5.29
SBS Construction lending for FHB 3.74 - - -
SBS FirstHome Combo 3.29 4.29 - -
SBS FirstHome Combo - - - -
SBS Unwind reverse equity 7.99 - - -
TSB Bank 6.84 5.79 6.29 6.49
TSB Special 6.04 4.99 5.49 5.69
Unity First Home Buyer special - 4.15 - -
Unity Special 6.04 4.80 5.29 -
Unity Standard 6.04 5.60 6.29 -
Wairarapa Building Society ▲6.25 5.15 5.65 -
Lender Flt 1yr 2yr 3yr
Westpac 6.14 5.59 6.05 5.99
Westpac Choices Everyday 6.24 - - -
Westpac Offset 6.14 - - -
Westpac Special - 4.99 5.45 5.39
Median 6.19 4.99 5.49 5.59

Last updated: 20 August 2026 10:36am

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